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All agents are NOT alike! Find out why we are top real estate experts. Call us: 904-207-2124

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"We would highly recommend Rob to anyone looking at buying a new home!"
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(Nuestros agentes de bienes raices y oficial de préstamos hablan español.)

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"They Are a Dynamic Duo When It Comes To Buying"

"Mr. Crecelius is without a doubt the best Real Estate Agent that I have ever used. I am a Veteran of the United States Army and have moved numerous times and have not came accross a team like Mr. Crecelius and Mrs. Crecelius. They are a dynamic duo when it comes to Home buying and they will truly do far and above the duties of Real Estate Agents.

I would recommend them to anyone searching for a home and I would use them again in a heartbeat." 

Rob & Hilary Ashman

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Real Estate Tips
Titles >Do You Really Need Title Insurance

When a home is purchased, title insurance is one of the closing cost items on the closing statement. This insurance protects the buyer from defects in the title that are not discovered until after the closing. There are two kinds of title insurance--coverage that protects the lender for the balance of the mortgage if the buyers have a loan, and coverage that protects the buyers' equity in the property.

It is prudent to purchase owners' coverage because most of the title problems that arise after a closing are not from a sloppy title search, but are the result of inaccurate information in the public records. The ownership chain goes back a long way, and fraud or misrepresentation anywhere in the chain could mean big problems. Title insurance will protect you if a wife or husband did not properly sign off on the ownership papers or if the property was sold as part of an estate that was later disputed. Most people do not have to deal with the title insurance company after the closing, but this coverage could save your investment if a problem arises.

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Real Estate Trivia
Q 
What is the legal term used to describe the right of the U. S. government to condemn private land for public use?

A 
Right of Eminent Domain allows the government to confiscate private land by paying full market value for the property.
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First Coast Home Hunters, REALTOR®, real estate agent and broker for Duval County, St. Johns County and Clay County, Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

First Coast Home Hunters Team of
All Real Estate Options, Inc

328 Stiles Avenue Suite 3
Orange Park, Florida 32073
Phone: 904-207-2124
Fax: 904-458-8975
Info@FirstCoastHomeHunters.com

My wife and I work together as Realtors & Buyer Agents in the Jacksonville, St Augustine & Orange Park Markets. We have helped over 200 familes to find the right place to call home. We strive to treat each buyer as if it was our only client and because of this, our business is 50% referral based from our past clients. We are experienced in most loan programs & can help make sure you understand the pros/cons of each option so YOU can make informed decisions. For all of you 1st Timers we understand 1st Time Buyer Programs. They can come with FREE $$ to assist with the down payment & closing costs. There are still a couple of 100% financing options available such as VA Loans or USDA Loans in parts of St Johns or Southern Clay. Military Members may qualify for a one year extension of the Home Buyer Tax Credit. There are also additional tax credits available for existing home owners. We are only a text, email or phone call away.

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