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Many states require the seller of a home to fill out a real estate disclosure statement when transferring the title. The disclosure is designed to reveal any material defects in the home to the new owner. When buying a home, take the time to read the fine print of the disclosure form.

Look for a section that asks the seller to indicate the material defects that exist in the home's major systems. Most forms will specify interior and exterior walls, ceilings, roof, insulation, windows, fences, driveway, sidewalks, floors, doors, foundation, and the electrical and plumbing systems. As the buyer you will want to know of defects in any of these areas.

Sellers are required to note the presence of environmental hazards or zoning violations. They must disclose if there are any encroachments or easements, or walls or fences shared with adjoining landowners. Room additions or repairs made without the necessary permits or not in compliance with building codes must be noted. Sellers must disclose citations or lawsuits against the property. If any such conditions appear on the disclosure form, consult with your real estate agent immediately regarding how to proceed with negotiation.

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First Coast Home Hunters
All Real Estate Options
328 Stiles Avenue Suite 3
Orange Park, Florida 32073
Phone: 904-207-2124
Fax: 904-458-8975
Info@FirstCoastHomeHunters.com

My wife and I work together as Realtors & Buyer Agents in the Jacksonville, St Augustine & Orange Park Markets. We have helped over 200 familes to find the right place to call home. We strive to treat each buyer as if it was our only client and because of this, our business is 50% referral based from our past clients. We are experienced in most loan programs & can help make sure you understand the pros/cons of each option so YOU can make informed decisions. For all of you 1st Timers we understand 1st Time Buyer Programs. They can come with FREE $$ to assist with the down payment & closing costs. There are still a couple of 100% financing options available such as VA Loans or USDA Loans in parts of St Johns or Southern Clay. If you are a First Time Home Buyer or Someone Who Has Not Owned A Home For 3 Years you could qualify for up to a $8,000 tax credit. There are additional tax credits available for existing home owners. We are only a text, email or phone call away.

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