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Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from First Coast Home Hunters, a proven Duval County, St. Johns County and Clay County, Florida NUMBER1EXPERT™ Top Selling real estate agent. Find Duval County, St. Johns County and Clay County Homes - Find Duval County, St. Johns County and Clay County, Florida real estate listings & homes for sale provided by First Coast Home Hunters, your local expert real estate agent. New Construction, Luxury Properties. For Home Buyers - Get home buying information, the latest listings, mortgage informaiton, expert advice, and much more from First Coast Home Hunters, a proven Duval County, St. Johns County and Clay County, Florida NUMBER1EXPERT™ Top Selling real estate agent. For Home Sellers - Get home selling information, fsbo information, expert advice, find out what your home and other homes in your neighborhood are selling for, and much more from First Coast Home Hunters, a proven Duval County, St. Johns County and Clay County, Florida NUMBER1EXPERT™ Top Selling real estate agent. Duval County, St. Johns County and Clay County Information - Find local information on Duval County, St. Johns County and Clay County, Florida including schools reports, local maps and links, things to do, area photos, and relocation information. Local information provided by First Coast Home Hunters, a proven NUMBER1EXPERT™ Top Selling real estate agent. Real Estate Resources - Find real estate related resources including real estate news, tips, dictionary, trivia, mortgage calculators and information, local real estate related services, and much more from First Coast Home Hunters, a proven Duval County, St. Johns County and Clay County, Florida NUMBER1EXPERT™ Top Selling real estate agent. About First Coast Home Hunters - Information about First Coast Home Hunters including testimonials, guarantees, credentials, and contact information. Learn why First Coast Home Hunters is a proven Duval County, St. Johns County and Clay County, Florida NUMBER1EXPERT™ Top Selling real estate agent. 
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Financing Your Home >They Said Yes
Applying for a mortgage loan brings out the paranoia in everyone, even those who are most compulsive and consistent about paying their bills on time. Remember that the lender wants your business and will do everything possible to help finalize your home purchase.
There will be nothing to worry about if you have paid your bills more or less on time. If you have a record of late payments but no serious credit problems, you may have to provide the lender with a written explanation of why certain payments were late. The loan approval may depend on whether or not the excuses are reasonable. Your lender can probably help you work things out if your problems are not serious. If your credit problems are serious, it will help to sit down with a lender even before you begin house hunting.
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| Q |
Lenders in 14 states--California, New York, Oregon, Utah, Vermont and Wisconsin and 9 others--have what in common?
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| A |
Lender in these states must pay interest on funds held in escrow accounts. |
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First Coast Home Hunters Team of
All Real Estate Options, Inc
328 Stiles Avenue Suite 3
Orange Park, Florida 32073
Phone: 904-207-2124
Fax: 904-458-8975
Info@FirstCoastHomeHunters.com
My wife and I work together as Realtors & Buyer Agents in the Jacksonville, St Augustine & Orange Park Markets. We have helped over 200 familes to find the right place to call home. We strive to treat each buyer as if it was our only client and because of this, our business is 50% referral based from our past clients. We are experienced in most loan programs & can help make sure you understand the pros/cons of each option so YOU can make informed decisions. For all of you 1st Timers we understand 1st Time Buyer Programs. They can come with FREE $$ to assist with the down payment & closing costs. There are still a couple of 100% financing options available such as VA Loans or USDA Loans in parts of St Johns or Southern Clay. Military Members may qualify for a one year extension of the Home Buyer Tax Credit. There are also additional tax credits available for existing home owners. We are only a text, email or phone call away.   
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